finance
software development
We build fintech products engineered for trust — digital wallets, payment apps, lending platforms, and the fraud and AML tooling that keeps them compliant. Our experience spans M-Pesa integrations, SACCO management, and investment platforms built for African markets.
what we build
- Digital wallet and stored-value account app
- Mobile money integration layer (M-Pesa, Airtel, MTN)
- P2P money transfer and remittance platform
- Lending and credit scoring system
- SACCO / cooperative management system
- Investment and portfolio tracking app
- Fraud detection and AML monitoring dashboard
- Financial ops reconciliation and reporting tools
challenges we solve
- High transaction failure rates from unreliable mobile money API integrations
- Manual reconciliation between mobile money and internal ledgers
- No automated credit scoring — loan decisions take days not minutes
- Fraud losses from SIM swap, account takeover, and transaction abuse
- Regulatory reporting that requires manual data extraction every quarter
typical tech stack
frequently asked questions
Do you have experience integrating M-Pesa for fintech applications?
Yes. We have deep experience with Safaricom Daraja — STK Push, C2B, B2C, and B2B — including webhook handling, retry logic, and reconciliation. We've built wallet and lending products on this stack.
Can you build a credit scoring engine for mobile lending?
Yes. We build data pipelines that aggregate transaction history, mobile money flows, and behavioural signals into credit scores. The scoring model logic is defined with you; we build and deploy the engineering.
How do you approach fraud detection in fintech products?
We build rule-based fraud engines (velocity limits, device fingerprinting, IP reputation) as a foundation, with third-party fraud services integrated where needed.
Do you build SACCO management systems?
Yes. We have built cooperative and SACCO management systems covering member registration, share tracking, loan application and approval, dividend calculation, and mobile app access for members.
start a project
Minimum engagement: 1-week (40-hour) trial. Typical follow-on projects start around $1,500 USD.